Plan today with your future self in mind
Most people agree that saving into a pension is a sensible move. But will it be enough to support the lifestyle you envision in retirement? Have you thought about what you want those years to look like? The sooner you start laying the foundation, the better your chances of achieving your goals. A solid retirement plan could leave you in a stronger financial position – with more freedom to enjoy what you love.
Questions about retirement? Our advisers are here to support you
How can I make my income last through retirement?
Factors like inflation and potential taxes on your savings are important to keep in mind – and this is where our advisers can offer valuable clarity.
We’ll create cash flow projections to give you a clearer picture of your future income and help identify steps you can take to strengthen your financial outlook. If you have multiple income streams, we’ll recommend the best order to draw from them based on your personal needs. And that’s just a starting point – there’s a lot more we can help with.
It’s important to remember that taxation rules are subject to change. The impact of tax and any tax relief depends on your circumstances, including where you live.
What advice is right for my age?
Retirement advice is valuable at any age – and the earlier you seek it, the better prepared you’ll be. That said, it’s never too late to start planning or to explore your options. Our advisers will assess your current situation and suggest practical steps that suit your stage in life.
What will my spending look like in retirement?
Your retirement spending might be higher or lower than during your working years – it depends on your lifestyle. You might save on commuting costs but spend more on leisure activities or hobbies. We can help you estimate what your annual spending might look like and ensure your plan allows for life’s surprises. We also factor in inflation and evolving needs to build flexibility into your strategy.